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UK Baccarat Guide

Baccarat is a favourite game of high rollers. It is a very simple game to learn and has a low house edge on two of the three possible bets. In land-based casinos baccarat games are usually played in roped off areas. Online you will mainly find mini baccarat tables.
 Top Rated UK Casinos for Baccarat Players
William Hill William Hill | £50 Bonus | Read Review

Play on either the mini baccarat table or go for the full table versions with the players option to deal. William Hill also offers the biggest betting limits online.
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Virgin Casino features one baccarat table. You can play instantly as you do not need to download the software. Every bet also earns you Virgin Air Miles
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32 Red uses Microgaming software and features two mini baccarat tables. Betting limits start at £1 and all new players can claim a 100% welcome bonus.
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 About Baccarat

Baccarat is a casino card game then has three betting options. Player, Banker or Tie. Also known as Punto Banco it is a simple game that is very popular with the worlds biggest high rollers. The great news is that the house edge is low on the player and banker bets.
 

The magic number for a baccarat hand is 9. In fact no hand can go over nine as the second digit is always removed from the hand total. Cards 2 through 9 have their face value, 10 through K are worth zero and Aces are worth 1. For example a had with two tens and a five equals 15 which in baccarat is 5.

 

As a player you have three choices as to what to bet on. You cab bet that the banker hand will win, that the player hand will win or that the two hands will tie. Pay off for a player win is 2 to 1. Pay off for banker is 2 to 1 less 5% commission and pay off for a tie bet is 8 to 1.

 

Once you have decided which outcome to bet on you simply have to watch what cards are dealt. There is no further decision to make. The player and banker hands are both dealt two cards and at this point if either hand totals 8 or 9 both hands stand and the hand with 8 or 9 wins. In other cases the third card rule comes into effect. This works according to pre determined rules.

 

The player hand always acts first. The third card rules are as follows.

Players Hand   Players Hand  
0, 1, 2 Draws 6, 7 Stand
3, 4, 5 Draws 8, 9 Stand
  Players 3rd Card Total (D= Draw | S = Stand)
Dealers Hand 0 1 2 3 4 5 6 7 8 9
0, 1, 2
Always Draws
3 D D D D D D D D S D
4 S S D D D D D D S S
5 S S S S D D D D S S
6 S S S S S S D D S S
7
Always Stands
8
Natural Hand - Always Stands
Baccarat Playing Tips and Strategy


In general our best tip is to always bet on banker as it has the lowest house edge. This is the reason that 5% of the win is taken in commission as the casinos would simply not offer the game is they had a negative house edge. Online this commission is taken directly from your wins while at land-based casinos it is collected when you leave the table.

 

Another thing that many players like to do is keep track of the hands being dealt as sometimes there will for example be a shoe which ends up with lots of ties or one particular hand. If you like following streaks then this is worth a look although going with the odds you are still better off simply betting banker every hand.
 

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